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The Knox Blog

Insurance insights for real life

Practical guides, coverage explainers, and industry updates from our team of independent brokers — written for California businesses and families.

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Featured Commercial Property

Restaurant Insurance in 2026: What It Costs, What You Actually Need, and the Coverage Gaps That Sink Owners

A complete guide to restaurant insurance costs and coverage in 2026 — real premium numbers, which policies you actually need, and the expensive coverage gaps that catch restaurant owners off guard.

May 27, 2026 9 min read
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Cyber Insurance

7 Cyber Insurance Mistakes That Will Wreck Your Small Business in 2026

Cyber claims are at record highs and insurers are denying coverage faster than ever. Here are the most common, most expensive cyber insurance mistakes small businesses are making in 2026 — and how to fix them before you need the policy.

May 8, 2026 8 min
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Workers' Comp

What California Contractors Need to Know About Workers' Comp in 2026

A plain-English guide to workers' compensation requirements, classification codes, and how to keep your premiums under control as a licensed contractor.

April 25, 2026 6 min

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