Workers' Compensation Insurance by State

Why workers' comp varies by state

Workers' compensation is regulated at the state level, which means coverage requirements, class codes, premium rates, and claims rules differ significantly depending on where your employees work. A roofing crew in Texas is rated differently than the same crew in California, and an employer operating across multiple states must comply with each state's individual requirements.

As an independent brokerage writing workers' compensation in 23 states, Knox helps multi-state employers and single-state businesses alike find competitive workers' comp coverage, manage claims, and reduce their experience modification factor over time. Select your state below for state-specific information, or request a quote and we'll match you with the right carriers for your operation.